Investment
Sukanya Samriddhi Yojana Calculator
Projects the maturity value of a Sukanya Samriddhi Yojana account — contributions run for 15 years, and the balance keeps compounding until maturity at 21 years.
Your details
₹
%
Maturity value
₹47,88,079
Total contribution
₹15,00,000
Total interest
₹32,88,079
Contributing ₹1,00,000/year for 15 years, your SSY account matures to approximately ₹47,88,079 at 21 years from account opening — tax-free under EEE status, like PPF.
Balance
How this is calculated
Contributions are compounded annually for 15 years; after that, no further contributions are made but the balance continues compounding until 21 years from account opening.
Source: SSY rate is revised quarterly by the Ministry of Finance; default shown is illustrative — verify the current rate.
Frequently asked questions
Who can open an SSY account?
A parent or legal guardian, for a girl child under 10 years of age, up to two accounts per family (with exceptions for twins/triplets).
When can the account be closed?
It matures 21 years after opening, though partial withdrawal (up to 50%) is allowed once the girl turns 18, for education or marriage expenses.
Is SSY better than PPF for a girl child's future?
SSY typically offers a slightly higher rate than PPF and is purpose-built for a girl child's education/marriage goals — many families use it alongside, not instead of, other instruments.