Tax
80C Deduction Calculator
Tracks your Section 80C investments against the ₹1,50,000 annual cap and estimates the tax you save.
Your details
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80C utilized
₹90,000
Remaining room
₹60,000
Estimated tax saved
₹18,000
You've used ₹90,000 of your ₹1,50,000 80C limit, saving an estimated ₹18,000 in tax — with ₹60,000 of room still available this year.
Section 80C is only available under the Old Tax Regime.
Total₹1,50,000
- Utilized₹90,000
- Remaining room₹60,000
How this is calculated
Utilized 80C = min(total eligible investments, ₹1,50,000). Estimated tax saved = utilized amount × your marginal tax slab.
Frequently asked questions
What counts under Section 80C?
EPF/PF, ELSS mutual funds, life insurance premiums, PPF, NSC, home loan principal repayment, children's tuition fees, five-year tax-saving FDs, and a few others — all sharing one combined ₹1,50,000 cap.
Is 80C available under the New Tax Regime?
No — Section 80C (along with most other deductions) is only available if you choose the Old Tax Regime.
What if I've already crossed ₹1.5 lakh?
Anything beyond the cap doesn't reduce your 80C-taxable income further — consider Section 80CCD(1B) (additional ₹50,000 for NPS) or 80D (health insurance) for further deductions.