Investment
Passive Income Calculator
Adds up your estimated monthly passive income from fixed deposits, dividend-yielding investments, and rental income.
Your details
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Total monthly passive income
₹27,083
Total annual passive income
₹3,25,000
Your estimated passive income is ₹27,083/month (₹3,25,000/year) before tax.
All three income types are taxable — this is a pre-tax estimate.
Total₹27,083
- FD interest₹5,833
- Dividends₹1,250
- Rental₹20,000
How this is calculated
Monthly FD interest = FD amount × rate ÷ 100 ÷ 12. Monthly dividend = dividend-yielding amount × yield ÷ 100 ÷ 12. Both are added to monthly rental income for the total.
Frequently asked questions
Is this really 'passive'?
FD interest and dividends are close to fully passive; rental income typically requires some ongoing management (tenants, maintenance) even if less active than a job.
Why does dividend income fluctuate?
Unlike FD interest, dividends aren't guaranteed — companies can cut or skip them, so treat the dividend yield input as an estimate based on recent history, not a fixed promise.