Investment
Inflation Calculator
Shows how inflation changes the value of money over time, in either direction.
Your details
₹
%
yrs
Adjusted value
₹1,79,085
Original amount
₹1,00,000
Something that costs ₹1,00,000 today will cost approximately ₹1,79,085 in 10 years, at 6% average inflation.
How this is calculated
Future cost = Amount × (1 + inflation)^years. Present value = Amount ÷ (1 + inflation)^years.
Want to understand this better?
Should Gold Be Part of Your Portfolio? A Framework, Not a Percentage
Frequently asked questions
What inflation rate should I use?
6% is a commonly used long-term average for India — healthcare and education inflation often run higher, so consider a separate, higher rate for those specific goals.
Why does this matter for retirement planning?
A monthly expense of ₹50,000 today won't buy the same in 25 years — retirement corpus targets have to be set against inflated future costs, not today's numbers. See our Retirement Planner.
What's the difference between the two directions?
'Future cost' tells you what something will cost later; 'present value' tells you what a future rupee amount is really worth in today's terms — useful for comparing a future payout against a cost you'd pay today.