Salary
CTC Calculator
Builds up an annual Cost to Company figure from its salary components — the reverse of the In-Hand Salary Calculator.
Your details
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Annual CTC
₹11,00,688
Monthly CTC
₹91,724
Gross annual salary
₹9,60,000
Your annual CTC works out to ₹11,00,688 (₹91,724/month) — this is the full employer cost, not your take-home. See the In-Hand Salary Calculator for that.
Total₹11,00,688
- Gross salary₹9,60,000
- Employer PF₹57,600
- Gratuity provision₹23,088
- Other benefits₹60,000
How this is calculated
CTC = (Basic + HRA + Special Allowance, annualized) + Employer PF (12% of Basic) + Gratuity provision (4.81% of Basic) + other annual benefits.
Frequently asked questions
What's the difference between CTC and gross salary?
Gross salary is what shows on your payslip before employee deductions; CTC additionally includes employer-side costs like employer PF and gratuity provisioning that never appear on your payslip.
Why is my CTC higher than my gross salary?
Because CTC bundles in costs the employer bears on your behalf — employer PF contribution and gratuity provisioning are the two biggest, both shown in this breakdown.
How do I go from CTC to in-hand salary?
Use our In-Hand Salary Calculator — it takes a CTC figure and walks it down through PF, professional tax, and TDS to your actual take-home.