Business
Cash Flow Calculator
Computes net cash flow across the three standard categories — operating, investing, and financing activities.
Your details
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Net cash flow
₹1,50,000
Operating cash flow
₹2,00,000
Net cash flow: ₹1,50,000 (Operating ₹2,00,000, Investing ₹-1,50,000, Financing ₹1,00,000).
Total₹3,00,000
- Operating₹2,00,000
- Investing₹0
- Financing₹1,00,000
How this is calculated
Each category's net = cash in − cash out. Total net cash flow = Operating + Investing + Financing.
Frequently asked questions
Why split cash flow into three categories?
It separates cash generated from the actual business (operating) from cash tied to investments (buying/selling assets) and financing (loans, owner capital) — a business can be profitable but still cash-poor if these tell different stories.
Positive net cash flow but negative operating cash flow — is that a problem?
Often yes — it can mean the business is only staying afloat via financing or asset sales rather than its actual operations, which usually isn't sustainable long-term.