Tax
Capital Gains Tax Calculator
Computes short-term or long-term capital gains tax on equity shares or equity mutual funds based on your holding period.
Your details
₹
₹
mo
Gain type
Long-term (LTCG)
Capital gain
₹1,50,000
Estimated tax
₹3,125
Your long-term gain of ₹1,50,000 attracts tax of ₹3,125 at 12.5%, after the ₹1,25,000 LTCG exemption.
Rates and exemptions shown are for listed equity shares / equity mutual funds, per the Union Budget of July 2024 — verify against the latest rules, especially if this applies to debt funds, property, or other asset classes, which follow different rules entirely.
How this is calculated
LTCG (holding > 12 months): tax = max(0, gain − ₹1,25,000) × 12.5%. STCG (holding ≤ 12 months): tax = gain × 20%.
Source: Rates per the Union Budget, July 2024. Applies to listed equity shares and equity mutual funds only — always verify against the latest Budget.
Frequently asked questions
What counts as long-term for equity?
Holding listed equity shares or equity mutual funds for more than 12 months qualifies as long-term (LTCG); 12 months or less is short-term (STCG).
Is there an exemption on long-term gains?
Yes — the first ₹1,25,000 of long-term equity gains in a financial year is exempt; only the amount above that is taxed.
Do these rates apply to debt mutual funds or property?
No — debt funds and real estate follow different holding-period definitions and tax rates. This calculator is scoped to listed equity and equity mutual funds only.